Understanding the Different Medicare Supplement PlansMost Medicare supplemental policy covers the basic needs, but some policies offer additional benefits that could better fit your income or life style. It's important to understand the different Medicare Supplement plans. For Part A: Supplemental policies are designated by letters. They are; Plan A, B, C, D, F, G, K, L, M, N. All this policies cover costs up to 365 days after all Medicare benefits have been depleted. After that, they start to differ. Here are the examples: For Part B: Coinsurance or Co-payment for plans A, B, C, D, F, G and M. Plans K pays 50%, Plan L pays 75%, and Plan N pays 100% of the Part B coinsurance, with the exception of up to $20 for some doctor visits, and $50 co-payment if you have to visit the emergency room, as long as it doesn't result in an inpatient admission. Blood tests for the first 3 pints: Covered under Plan A, B, C, D, F G, M and N. For Plan K it’s 50%, For Plan L it’s 75% For Part A: Hospice care coinsurance or copay: Covered under Plan A, B, C, D, F, G, M and N. For Plan K its 50% and for Plan L it’s 75%. Skilled nursing care coinsurance: Under Plan A and B it is not covered. But is covered under Plans, C, D, F, G, M and N. With 50% coverage under Plan K, and 75% under Plan L. Part A deductible: Plan A – No. Plan B, C, D, F, G and N – Yes. Under Plan K its 50%, and under Plan L it’s 75%. Part B Deductible: Plan A, B, D, G, K, L, M and N – No Under Plans C & F - Yes Part B Excess Charges: Plans A, B, C, D, K, L, M, and N – No Under Plans F & G – Yes Foreign Travel up to plans limit: Under Plans A, B, K & L – No Yes under Plans C, D, F, G, M and N. Out of Pocket Limits are non-applicable under Plans A, B, C, D, F, G, M and N. Under Plan K its $4,800, and Plan L is $2,400.
Compare Medicare Supplements Online Now Call Right Now to Speak with a Medicare Supplement Broker